These Terms and Conditions ("Terms") govern your access to and use of Insight by CitiPlug (the "Site"), operated by 1105 Media Ltd ("1105 Media," "we," "us," or "our"), a company registered in Ogun State, Nigeria. By visiting or using the Site, you agree to these Terms. If you do not agree, please do not use the Site.

1. Who We Are

Insight by CitiPlug is a digital magazine covering culture, city life, campus life, and events across Ijebu Ode and the wider Ogun State region, published as part of 1105 Media Ltd's media portfolio, which also includes CitiPlug, The Finest NG, TicketPass Technologies, and related brands.

2. Use of the Site

You may browse, read, and share content from the Site for personal, non-commercial purposes. You agree not to reproduce, republish, or redistribute our articles, photography, or video content without prior written permission, except as permitted under fair use or as described in our Copyright page.

You agree not to use the Site to upload or transmit anything unlawful, defamatory, obscene, or infringing on the rights of others, and not to attempt to interfere with the Site's operation, security, or the experience of other visitors.

3. Comments and User Contributions

Where the Site allows comments or user-submitted content, you retain ownership of what you post, but you grant us a non-exclusive, royalty-free licence to display, moderate, and remove it at our discretion. We reserve the right to remove any contribution that violates these Terms or that we otherwise deem inappropriate.

4. Third-Party Links and Sponsored Content

The Site may contain links to external websites, sponsored features, or promotional placements from our network of brands or paid partners. We do not control and are not responsible for the content, accuracy, or practices of any third-party site linked from Insight. Sponsored or promotional content is identified as such where applicable.

5. Advertising

The Site displays advertising, including both directly-sold placements and automated advertising served through third-party networks (such as Google AdSense). Advertising partners may use cookies and similar technologies as described in our Privacy Policy.

6. Newsletter and Email Communications

If you subscribe to our newsletter, you consent to receive email updates from Insight by CitiPlug. You may unsubscribe at any time using the link provided in any email we send, or by contacting us directly.

7. Intellectual Property

All original articles, photography, video, graphics, and branding on the Site are the property of 1105 Media Ltd or its licensors and are protected under Nigerian and international copyright law. See our Copyright page for details on permitted use and how to report infringement.

8. Disclaimer of Warranties

The Site and its content are provided "as is" without warranties of any kind, express or implied. We do not guarantee that the Site will be uninterrupted, error-free, or free of viruses or other harmful components.

9. Limitation of Liability

To the fullest extent permitted by law, 1105 Media Ltd shall not be liable for any indirect, incidental, or consequential damages arising from your use of, or inability to use, the Site.

10. Changes to These Terms

We may update these Terms from time to time. Continued use of the Site after changes are posted constitutes acceptance of the revised Terms. The "Last updated" date above reflects the most recent revision.

11. Governing Law

These Terms are governed by the laws of the Federal Republic of Nigeria. Any disputes arising from these Terms or use of the Site shall be subject to the exclusive jurisdiction of the Nigerian courts.

12. Contact

Questions about these Terms can be sent to our team through the contact details listed on our About Us page.